Air pollution on the body is usually visible in physical health, such as heart diseases, lung issues, allergies, and asthma. But, mental health can feel the impact too. An emerging
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The 7 Keys To Pristine Dental Health
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6 Reasons Why You Might Not Be Getting Quality Sleep
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The Critical Importance Of A Healthy Work-Life Balance
Work-life balance is a concept that requires maximum awareness, as a lack of implementation can lead to a handful of disadvantages for both employers and employees. Today, we live in
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Understanding Influenza
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Current Outbreaks
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Vaccination and Prevention
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One of the things that people can tell about you is your smile. Hence, you must take care of this essential part of your face. Having white teeth is not
How Air Pollution Is Impacting Your Mental Health
Air pollution on the body is usually visible in physical health, such as heart diseases, lung issues, allergies, and asthma. But, mental health can feel the impact too. An emerging
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The 7 Keys To Pristine Dental Health
One of the things that people can tell about you is your smile. Hence, you must take care of this essential part of your face. Having white teeth is not
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6 Reasons Why You Might Not Be Getting Quality Sleep
Getting a good night’s sleep should be one of the easiest things for us humans to do. Yet it seems that well over half of the global population struggles to
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The Critical Importance Of A Healthy Work-Life Balance
Work-life balance is a concept that requires maximum awareness, as a lack of implementation can lead to a handful of disadvantages for both employers and employees. Today, we live in
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The Critical Importance Of A Healthy Work-Life Balance
Work-life balance is a concept that requires maximum awareness, as a lack of implementation can lead to a handful of disadvantages for both employers and employees.
Today, we live in a world where individuals work for more than 90 hours a week regularly. This practice is almost seen as a norm in most workplaces around the world, mainly because of the increased global hardship. Working for longer hours may seem like a sufficient way of life for now, but on the contrary, it causes more harm than good. Hence, there is a need for individuals and organizations to embrace the concept of work-life balance.
What Is Work-Life Balance?
Work-life balance can be defined as the equilibrium point between the time spent working and other leisure activities mapped out based on the individual. In other words, it refers to an equal balance between work life and personal life.
As an individual, the need to find a balance between your work time, and personal life cannot be compromised. This is due to the consequences or effects lack of work-life balance can cause.
4 ways to Improve Work-Life Balance
- Identify the causes of the stress
This is the first step to improving your work-life balance. Before finding the solution to a problem, you need to first figure out what causes it. Determining the issue will help you come up with the best solution to it.
- Set boundaries
The first step to setting boundaries is knowing your rights. This will help you take a stance and say ‘no’ when prompted to do a job that is outside your assigned role. Do not allow your work to interfere with your personal time and vice versa.
- Take breaks
Working without taking breaks, whether the job is studious or not, poses a health risk, both physically and mentally. Take daily breaks and even long-term breaks. Go on vacations from time to time to relax the body. The saying ‘all works and no play makes Jack a dull boy’ fully applies to this context. Overworking the body without rest will make you less active.
- Reduce your workload
Know when to simply ask for help or apply different measures to ensure that your workload is less. Thanks to technology, you can now apply for a virtual assistant or use helpful tools to reduce your workload. There are many professional establishments created to provide services that are tailored to solve some work issues. Some difficult and delicate tasks like organising contracts and documentation, can be given to the professionals to handle. Most times, they have transcription services that are fully trusted and can drastically reduce the workload for offices.
Benefits Of Work-Life Balance
- Improved efficiency and productivity
- Improved Health
- Enhanced focus
- Reduced Stress
- Improved personal relationships
An improved work-life balance comes with many benefits and positive results. Once you find a way to place the time spent at work and your personal life at equilibrium, you achieve most of your expectations. A reduced stress level leaves room for productivity, focus, and strong cognitive thinking. Maintaining a good work-life balance gives more room for individuals to maintain healthy living. With a clear mind and improved health, your level of engagement and personal relationships are bound to improve.
Effects Of Poor Work-Life Balance
- Poor work performance
- Increased stress
- Health risk
- Strained personal relationships
There is nothing wrong with working extra time once in a while or when you have a deadline, but doing it all the time indicates a poor work-life balance. The consequences of not being in control of your work-life are often grievous, hence the need to always ensure that balance is enforced, and maintained. Working too hard may seem like a better route to success but that is not the case. Working smarter pays more and it can be achieved with an improved work-life balance.
Conclusion
A properly established work-life balance enables flexibility between an individual’s work life and personal life. No matter how hard you try to combine both lives, they still end up clashing. This is because there needs to be boundaries between your work, and personal life. While you can not fully separate both lives, you can create a balance between them.
Clauses to Look Out For in your Health Insurance Policy
If you are someone that requires medical insurance, then you will know just how annoying it can be to find an insurance company with your best interest in mind. We are a lead generation, which means that we are always on the lookout for the best insurance companies to meet our needs and if you have been lucky enough to find an insurance lead, you may be excited to set up an account and get yourself protected.
Before you can commit to an insurance company, you must first take the time to read their terms and conditions. Within these terms and conditions you are likely to find clauses and here are some of the clauses you should look out for.
Pre and post hospital expenses
Something that you may not know is that your health insurance may either cover you on just pre or post hospitalisation expenses. This means that you may be covered on any doctors appointments but when it comes to actually going to hospital, you may not have the same coverage.
You should also not assume that everything medical related is covered by your medical insurance, as they will unfortunately take any step that they can in order to avoid paying out more money that you can. So if you take part in something like acupuncture or naturopathy, it is likely that your insurance will not cover the cost, even if you consider it to be a medical expense.
When it comes to pre and post hospital expenses , different insurance companies have periods between doctor and hospital treatments. So if you think that a set of treatment counts under the same claim, you may be wrong as the time between it may categorise it as two different points of treatment. This may mean that you have additional premiums on top of your insurance, so you should look into this.
The waiting period
This clause is very often neglected when people first purchase their insurance and for this reason, people often forget that it exists. Every time you purchase insurance, it comes with a waiting period. This means that you can not use your insurance straight away and if you experience any injury before your waiting period then you may have to pay for the bill out of your own money.
On top of having a waiting period for when you first purchase your insurance, there is also a waiting period between claims. This waiting period can be upwards of 60 days, so if you injure yourself several times within a small period of time you may not be covered and you will have to cover any of the expenses yourself, so be sure to check what the wait period is on whichever insurance agreement you make.
Insurance limits
When you purchase insurance, you may initially believe that you are completely covered on all injuries with your claim, but this really isn’t the case. Every insurance company has their limits and it would be impossible for them to be able to cover all injuries, as it would be too expensive.
If you are someone that has some serious health issues and you know that you will be dependent on your health insurance quite frequently. There are yearly limits on what your insurance company is willing to pay out and if you are frequently needing medical assistance, you will reach this limit quite quickly and may have to pay premiums to compensate for the extra care that you have needed .
Remember to always read the fine print when it comes to insurance, as you never know what has been hidden.